With IQ Select, marketers can target consumers that have just turned 90 days outstanding on their credit card(s) payments. IQ Select has applied a payment select to a credit card holder database.. Every month a new set of the most recent leads will be generated from this database. Counts will range from 300,000 to 600,000 leads. Current leads for May are 509,000.

The payment select is not credit data. It simply tells us the last time the credit card company received payment. NO dollar amounts are ever known. The database does not include credit info, or credit history, just payment timelines. Debt Counselors and Consolidators have the opportunity to get in front of prospects as soon as they enter into this situation. There are approx 500,000 individuals that qualify for this payment select every month (constant Hot List of new targets to market to every month).

Selections available:

  • Email, telephone, income, age, gender, lifestyle and geographic
Benefits:
  • Highest composition of in-market prospects available
  • Free of the liability of credit data
  • Just released one the market
  • All trade information is updated monthly
  • Doesn't exist anywhere else on the marketplace
  • Market to customers before your competitors
  • Quick and easy to order
  • Analytical services available to increase future response rates
General Terms:
  • Pricing is based on minimum number of qualified postal records rented
  • Prepayment is required for first time mailers
  • Balance of payment is due Net 30 days from mailing
  • List owner has right to approve creative